This section explains our policy and practices regarding any personal information you supply to us when you visit this Lending Center site. It is our goal to protect your information on the Internet in the same way we protect your information in other ways we interact with you. 

Browsing the Web Site
When using our Lending site, you can obtain information, access online products and services, apply online for residential mortgages, use calculators, and communicate with us.  You remain anonymous while using our Web site unless you submit your personal information. You provide this information by submitting an online inquiry, or an online mortgage application.  If you would like to learn more about how we protect your personal information, please refer to our Privacy Statement.

Linking to other Sites
Our policy does not govern Web sites of other parties to which we may provide links.  If you choose to link to Web sites not controlled by us, we recommend that you review the privacy and security policies of these companies.

Cookies
We will occasionally use a 'cookie'. A cookie is a small file that a Web site stores on your computer.  We use cookies for a number of administrative purposes; for example, to gather data about the usage of our Web site. A cookie itself does not contain personally identifiable information about you. It simply allows the Web server to recognize you during your next visit to our site. Cookies are commonly used on Web sites and do not harm your computer. A cookie set by one Web site cannot be read by another Web site. You can decide if and how your computer will accept a cookie by configuring your preferences or options in your browser. However, if you choose to reject cookies, you may not be able to use certain features within our Web sites.

Web Site Usage Data
We may track certain non-personally identifiable information about the use of our Web site, such as the source address of a page request, your IP address or domain name, the date and time of the page request, and other parameters in the URL.  We use this data to better understand use of our Web site and user preferences.  This information is stored in log files and is used for aggregated and statistical reporting.  This information is not linked to personally identifiable information gathered elsewhere on the site.

Online Forms and Applications
If you submit an application online, we may keep the information you send in an electronic database.  We use security measures to protect against the loss, misuse, and the alteration of data used in our systems.

Email
Unless explicitly stated, email is not secure.  We recommend that you do not send any confidential information through email.   If you send email to us, we may retain the contents of your email message, your email address, and our response. 

Children's Information
We do not knowingly collect or solicit information from children under 13 without parental consent.